A Hole in One Every Time

Buying a home is an exciting and sometimes stressful time in everyone's life. So many decisions. A new home, maybe a new city. You may be changing jobs, starting over or just starting out. You may be refinancing your current mortgage to lower the rate, improve terms or withdraw equity. Either way, the people at Top Flite Financial understand what you are going through. That's why we work with you and real estate professionals to make the mortgage process as easy and "painless" as possible. We also want you to feel confident about choosing Top Flite as your mortgage lender. Therefore, we've included a brief guide outlining what makes one mortgage company different from another. And of course, we've included a few good reasons on why you should choose us. 

Your Hometown Mortgage Lender

Being a hometown lender means we have a stake in our community. We care about what happens to our schools, our neighborhoods and our future. We also expect to see you again as your home financing needs change and grow. Because of that, we'll take a few extra minutes to make sure you understand and are completely comfortable with your mortgage transaction.  We are large enough to provide the most advanced products and service technologies available, and small enough to make home loans one customer at a time.


Bill Hudson

Branch Manager

With over 18 years of experience, Bill is well-known and respected within    the industry. He has held multiple positions that have allowed him to become an expert in most areas within the industry.  By putting his clients first and using his experience to help educate borrowers about options, Bill has built many long term relationships with his clients.  Bill’s true passion is assisting his clients through the purchase process.

Bill actively supports Hannah’s Treasure Chest, a local non-profit organization that enriches the lives of children in need by providing clothing, furniture and toys.  He has started and helped to develop two annual events, a euchre tournament and golf outing.  These events bring in thousands for the organization.

“Today’s mortgage industry constantly evolves and can become quite overwhelming and confusing.  I pride myself in helping my clients by explaining and educating them through the process.  It is important to know and understand all the options available.  Because buying a home is such an emotional purchase, I believe maintaining great communication is so important for your clients to sleep well at night. ”

When not working Bill enjoys spending time with his family and participating in their extracurricular activities.  Travelling, golf, and watching his beloved Cincinnati Reds and Detroit Lions are hobbies he enjoys.


Pat Geddie

Mortgage Banker

Specializing in Reverse Mortgages, FHA, VA, USDA, Conventional and First Time Home Buyers

Stephen F Austin State University – BBA, Marketing

I got into the Mortgage business because I enjoy contributing to a positive life changing event for the clients I work with.  I take great pride in the level of customer service I provide to my clients.  Whether it be a first time home buyer that needs an extra level of understanding or a senior that is looking for a Reverse mortgage, I will take the time to understand my clients’ needs and accommodate the level of service that I need to bring to the table.

I have four children and two grandchildren.  I am a family man, and I take great pride in the community I live in.  I am actively involved with Hannah’s Treasure Chest and support many local charities.  I love to work with Veterans on the home buying process, because of the great VA loan program available.  I have even proactively helped Condo associations get VA and FHA approved so Veterans and others can take advantage of the government programs that are available.  I work with many clients in rural areas as well, that have taken advantage of the no money down USDA loan.  I am well versed in many different loan programs and I look forward to serving my customers’ needs.


Josh Stoll

Mortgage Banker

Specialize in First Time Homebuyers, VA, FHA, and USDA loans, and Reverse Mortgages

Wright State University – BS, Organizational Leadership

Liberty University – pursuing MBA, Leadership cognate

Being a hometown lender means I take pride in my community, and care about what happens in my local schools and neighborhoods.  Because of this, I am actively involved with Shoes4theShoeless to provide new, properly fitting gym shoes and socks to local children in need.  Additionally, as a family member of several military veterans, I financially support Wounded Warrior Project to help empower injured veterans and their families.

Not only do I take pride in my community, but I take pride in the service I provide my clients.  Since I know that the home buying process is a life-changing endeavor, I enjoy taking a few extra minutes to make sure my clients understand and are completely comfortable with their mortgage transaction.


Mark Windle

Mortgage Banker

10 years of residential lending experience specializing in First Time Homebuyers and Government Loans

Trained Senior Specialist for Reverse Mortgages

Wright State University – BA, Political Science concentration in Constitutional Law

Sport Class XC Mountain Bike racer in the Miami Valley Mountain Biking Association

International Mountain Bike Association member